Of those registered on the second-hand clothing app DEPOP, 80% of their consumer base are under 25 (so the majority are Gen Z rather than Millennials). The most intriguing thing is that 60% of buyers are also sellers. Welcome to the age of the Prosumer! Today at Barclaycard, I spoke about the ways in which generational attitudes towards money are changing – from the rejection of credit cards by Millennials to the rise of internet banking for the over-60s, to the fact that Gen Z still want to use cash. How we pay for things, how we think about credit and how we save for the things we want whether in the short term or the long term are changing – and this is not just being spearheaded by tech but also changing values, attitudes and expectations.